• Saha, P. and Kiran, K.B. (2022), “What insisted baby boomers adopt unified payment interface as a payment mechanism?: an exploration of drivers of behavioral intention”, Journal of Advances in Management Research, Vol. 19 No. 5, pp. 792-809. DOI: 10.1108/JAMR-01-2022-0022 (SCOPUS Indexed published by Emerald)
• Saha, P., & KB, K. (2022). Effect of COVID 19 on adoption of Unified Payment Interface: A study on behavioral intention of baby boomers. Available at SSRN 4130405. DOI: 10.2139/ssrn.4130405
• Saha, P., & Kiran, K. B. (2022). An Exploration of Trust as an Antecedent of Unified Payment Interface Usage: A SEM-Neural Network Approach. International Journal of Electronic Government Research (IJEGR), 18(1), 1-16. DOI: 10.4018/IJEGR.298627 (SCOPUS Indexed published by IGI Global)
• Saha, P., & Kiran, K. B. Assessing the predictors of intention to use Unified Payment Interface: The role of age and gender as moderators. International Journal of Business Innovation and Research. (Accepted for publication)

Google Scholar Link:
https://scholar.google.com/citations?pli=1&authuser=1&user=yzeuticAAAAJ

• Presented paper on“A descriptive study on Unified Payment Interface”at a Conference onManagement Research In The Indian Context: Opportunities And Challenges & Paper Development Workshop organized by INDAM at IIM Ahmedabad held during4^th to 6^th January, 2019.
• Presented paper on“Effect of COVID 19 on adoption of Unified Payment Interface: A study on behavioral intention of baby boomers” atGlobal Conference on Innovations in Management and Business, 2021 conducted online under the collaboration of Chapman University of California, Howard University of Washington, D.C. and National Institute of Technology Warangal during 27th to 28th July, 2021.
• Presented paper on“Introduction to technology innovation in microfinance” at a conference on Fostering Innovation in Financial Inclusion: Strengthening Responsible Finance in Digital Economy (FIFI-2018) organized by the Centre for Advanced research in Financial Inclusion, School of Management, Manipal University, Manipal on 16^th February, 2018.
• Presented paper on “Financial Innovation and Microfinance Institutions– A Review from 21st Century”at the 6th International Conference on Emerging Trends in Finance & Accounting organized by SDMIMD Mysore during 18^th to 19^th August, 2017.